Ayushman Bharat vs Private Health Insurance 2025: Free ₹10 Lakh Cover Enough or Hospitals Opt-Out Risk for Seniors?

Ayushman Bharat vs Private Health Insurance 2025

The health finance debate in 2025 revolves around Ayushman Bharat PM-JAY’s free ₹5 lakh coverage (plus ₹5 lakh extra for seniors) against private health insurance from Star Health or HDFC Ergo. The enlargement of September 2024 included 6 million elderly people in the program, but more than 600 private hospitals have already rejected participation. The … Read more

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