The State Bank of India (SBI) has tossed a money-spinning fixed deposit scheme called SBI Amrit Vrishti FD, which assures returns for a tenure of 444 days. It’s for those customers who want to get the bank to accept a part of their future deposits and guarantee high returns within a very short timeframe. With … Read more
Effective from 1st November 2025, the Reserve Bank of India (RBI) has been executing various amendments under the act called banking laws (amendment) 2025. These rules were put into place to simplify the management of accounts, enhance transparency, and make a more customer-friendly kind of banking. These statutory provis- ions would apply to holders of … Read more
Starting November 1, 2025, the government has issued new rules for the simplification and the strengthening of procedures for dealing with family pensions post employment with the death of a government employee. The aim is to reduce the time required to process pensions, through simplifying procedures and improved transparency; it also boosts speedy provision of … Read more
The health finance debate in 2025 revolves around Ayushman Bharat PM-JAY’s free ₹5 lakh coverage (plus ₹5 lakh extra for seniors) against private health insurance from Star Health or HDFC Ergo. The enlargement of September 2024 included 6 million elderly people in the program, but more than 600 private hospitals have already rejected participation. The … Read more
In 2025, Artificial Intelligence (AI) is going to be the main player in Indian banking, that is nothing but the change of services, customer experience, and decision-making processes for the better. Elara Securities’ report points out that the AI and Generative AI (GenAI) technologies are among the top three elements which are going to be … Read more
The Indian startup and manufacturing landscape, which is developing at a rapid pace, is attracting the interest of investors through two major funding methods—the Production Linked Incentive (PLI) schemes and Venture Capital (VC) funding. These funding sources are, indeed, targeting growth but have completely different ways of doing so. The comprehension of each of their … Read more
The Employees’ Provident Fund Organisation (EPFO) has announced the implementation of significant pension reforms on October 13, 2025, which will not only improve employees’ retirement income but also simplify their access to it all over the country. Along with these changes, EPFO is going to change the entire Employees’ Pension Scheme (EPS) making it more … Read more
Senior citizens who want to invest in a safe and predictable way can consider the LIC Fixed Deposit (FD) Schemes 2025 as a trustworthy option. The schemes which are promoted by the Life Insurance Corporation of India are meant to give higher interest rates, flexible durations, and guaranteed returns. The strong reputation of LIC and … Read more
Canara Bank introduced a new FD plan for 191 days in 2025, aiming at attracting short-term investors who are looking for a safe investment of their money. This plan is particularly suitable for those who do not want to keep the funds blocked for a long time and are looking for a higher interest rate … Read more
The Union Cabinet on October 28, 2025 under Prime Minister Narendra Modi has given a green signal to the Terms of Reference (ToR) for the 8th Central Pay Commission (8th CPC). This decision affects directly the salary revision of over 1 crore central government employees and pensioners. The commission will be submitting its recommendations in … Read more