The State Bank of India (SBI), the biggest bank in the country in the public sector, still has FD schemes that are safe and also quite rewarding in the year 2025. Though there are revised interest rates and special short-term offers, still, SBI FDs are a good pick for conservative investors who want guaranteed returns … Read more
In a very important step that promises to significantly improve the retirement planning process for central government employees, the government of India has granted the approval for two new investment options—LC75 (Life Cycle 75) and BLC (Balanced Life Cycle)—for the National Pension System (NPS) and Unified Pension Scheme (UPS). The options are more aggressive in … Read more
For a long time, the CPF stood as the pillar of Singapore’s retirement system. In 2025, the government announces reforms to meet higher life expectancy, greater costs of living, and an increasing population that is self-employed. These changes will guarantee a stable and dignified retirement for each citizen. Important Updates on CPF Contributions Effective January … Read more
The 8th Central Pay Commission (CPC), which has been officially sanctioned by the Union Cabinet in the month of October 2025, is likely to be the one granting a huge salary boost to the central government employees, which would include among others, the teachers and the railway workers. The revision that is going to be … Read more
The 8th Central Pay Commission (CPC) is now a reality, and its implementation is expected to benefit more than 1 crore central government employees and pensioners with a great salary raise. The commission that was profited by the Union Cabinet in October 2025 through its Terms of Reference (ToR) is supposed to usher in a … Read more
LIC Housing Finance Limited (LIC HFL) has always been a reliable name in the financial industry and in 2025 it still offers the most secure and profitable Fixed Deposit (FD) schemes in the market. These FDs, which are secured by the LIC’s pedigree, will be the right option for the conservative investors who are in … Read more
The SBI Gold SIP 2025 plan is one of the safest and simplest methods to build wealth by investing in gold regularly. This scheme is managed by SBI Mutual Fund and it approves small amounts of monthly investments through Systematic Investment Plan (SIP). Besides that, it grants you the opportunity to invest in gold without … Read more
The 8th Central Pay Commission (CPC) is one of the most anticipated reforms for central government employees and pensioners. The Terms of Reference (ToR) approved in October 2025 have laid the foundation for the major salary revision. A significant factor that is being re-evaluated is the Dearness Allowance (DA) increment, which is likely to add … Read more
Are you searching for an investment that is both short-term and high-return in 2025? The Punjab National Bank (PNB) special 390-day fixed deposit (FD) scheme is giving one of the highest interest rates in the fixed deposit market among the public-sector banks. With around a year’s tenure, this FD is the perfect match for the … Read more
In 2025, Bank of Baroda (BoB) introduced an exclusive fixed deposit (FD) plan with a duration of 444 days, which yields one of the highest returns among the public sector banks. The short-term investors who intend to gain a risk-free growth are the target of the scheme and thus it is presented as part of … Read more