The 8th Pay Commission will radically change the salaries of central government employees and pensions opined from January 1, 2026. The current Dearness Allowance (DA) is assumed to cross 70% mark by then and along with that the merger into basic pay will lead to the resetting of DA to zero but a new fitment … Read more
Your CIBIL score represents your financial habits, akin to a report card, and it demonstrates the banks how much you can be depended on to pay back the loans and to use the credit cards. The month of October 2025 saw the Reserve Bank of India (RBI) along with TransUnion CIBIL coming up with revolutionary … Read more
Festive celebrations in the Modi government have already begun for Diwali 2025, as they sanctioned a 3% increase in the Dearness Allowance (DA) and Dearness Relief (DR) for point 1 central government employees and pensioners. the total of 1.2 crore persons gets the benefit, as the raise in DA and DR rate from 55% to … Read more
The Indian government did a big reform to the Employees’ Provident Fund Organisation (EPFO) in 2025, with the aim to modernize the social security system. Pension Doubled to ₹15,000 The upward revision of the monthly pension under the Employees’ Pension Scheme (EPS) is one of the major revisions. The Maximum pension limit has been raised … Read more
In a monumental relief to millions of pensioners, the Indian Government has sanctioned a lavish rise in the least monthly pension that comes under the Employees’ Pension Scheme (EPS)-95. The new rule that will come into effect from April 2025 has raised the floor pension from ₹1,000 to ₹7,500 per month. This move, which was … Read more
In a celebratory moment for the government employees and pensions, the Union cabinet has sanctioned a 3% augmentation in Dearness Allowance (DA) and Dearness Relief (DR) per the 7th Pay Commission. With this increase, taking effect from 1st July 2025, the DA/DR rate is lifted up from 55% to 58%, and the payments for the … Read more
The Indian Government has come out with an improved version of PM Kisan Tractor Yojana 2025, which promises to give financial assistance to the farmers in buying tractors. The program is a part of the larger PM-KISAN scheme and its main aim is to increase the productivity of farms by hiving off the price of … Read more
The Government of India in 2025 altered the Public Provident Fund (PPF) withdrawal rules significantly and made it easier for salaried people to get their money. These changes also aim at giving the employees more choice in terms of usage of their money, faster processing, and smoother financial planning. What Is PPF and Why It … Read more
For the government workers and retirees, Dearness Allowance (DA) and Dearness Relief (DR) are extremely important measures to cope with the increasing living costs. On October 21, 2025, an increase of 3% in DA/DR was declared by the government which is going to be effective from January 1, 2025, and it will affect more than … Read more
The Employees’ Provident Fund Organisation (EPFO) which is the governing body for the provident fund system in India has introduced major changes in October 2025 and thus implemented the new EPFO 3.0 which push these benefits to the quicker withdrawal of funds, better pensions, and digital access improvements for 270 million EPF members in India. … Read more