Hemant Kumar 
The Central Government, in a luxurious gesture to the railway workers and pensioners has sanctioned a hike in the Dearness Allowance (DA) and Dearness Relief (DR) of 3% which will come into force from July 1, 2025. The hike thus brings the DA up to 58% from the existing 55% and the beneficiaries would include … Read more
Retirement benefits have just become clearer! The Department of Pension and Pensioners’ Welfare (DoPPW) has issued an important order regarding the cap on the ₹25 lakh gratuity on October 25, 2025. This is in line with the ₹20 lakh hike in May 2025 triggered by the increase in Dearness Allowance (DA) above 50%. But it … Read more
The Central Government has resolved to make a colossal transformation in the area of retirement financing with the planned huge enhancement of the National Pension System (NPS) and Unified Pension Scheme (UPS) in 2025. The newly introduced LC75 and BLC investment options open up for government employees the possibility to allocate as much as 75% … Read more
The Pension Fund Regulatory and Development Authority (PFRDA) has put forward new rules regarding withdrawals of the National Pension System (NPS) that could tremendously influence the retirement planning in India. The primary goal of these changes is to transition NPS from a simple savings plan into a more predictable, inflation-adjusted pension system, thus offering retirees … Read more
In a good action, the Central Government has sanctioned a 3% rise in Dearness Allowance (DA) and Dearness Relief (DR) for central government employees and pensioners. With effect from July 1st, 2025, the new DA rate will be 58% of basic pay as opposed to 55%. The move will benefactor more than 12 million, which … Read more
HDFC Bank, India’s leading private bank, announced a blockbuster Q2 FY26 on 18th October, with net profits soaring 10.8% year-on-year to ₹18,641 crore. This leap from ₹16,821 crore last year speaks volumes about the bank turning a challenge into a victory post-merger. Total revenue shot up by 10.3% to ₹45,900 crore, echoing the loud statement … Read more
Do you want to get monthly pocket money without any roller coaster ride in the stock market? The Post Office Monthly Income Scheme (POMIS) is the safe and fixed-return route to India. This Deemed Govenment bond was launched along time ago, however, it has been supercharged for 2025. Park your money for a fixed term … Read more
Picture a safety net that does not cost you anything but helps your family out during difficult times. The Employees’ Deposit Linked Insurance (EDLI) scheme under the Employees’ Provident Fund (EPF) is just that. If you are an EPF member, you are automatically covered for life insurance for a maximum of ₹7 lakh. Your family … Read more
In a groundbreaking ruling, the Indian Supreme Court has given the green light to the hike in the minimum monthly pension under the Employees’ Pension Scheme (EPS) – 95. The eligible pensioners will start receiving ₹7,500 per month plus Dearness Allowance (DA) from January 1, 2025. The much-awaited decision has come as good news for … Read more
Government staff and pensioners are looking forward to a new beginning thanks to the 8th Pay Commission which will bring a salary revision after a long ten years. The Union Cabinet’s decision on January 17, 2025, to implement the change hopes to soften the effect of inflation on 49 lakh employees and 65 lakh pensioners. … Read more