Hemant Kumar 
The Reserve Bank of India (RBI) in 2025 has made a distinct announcement regarding old currency notes particularly the widely circulated denomination of ₹500. The bank has still not taken up the case of discontinuing the ₹500 notes as stated in the misleading social media posts and thus the bills remain as good as money … Read more
The Government of India has brought about major alterations in banking laws by enacting the Banking Laws (Amendment) Act, 2025, which will be effective from November 1, 2025. Among other things, the changes will make it easier to nominate, claim, and protect depositors in all banks. Maximum of Four Nominees The most important change made … Read more
The PM Free Laptop Scheme 2025, which the Government of India has implemented, is designed for those students who have passed Classes 10 and 12 and it is a part of the digital education support program. Bridging the digital divide and providing students from economically weaker backgrounds with online learning tools and resources are the … Read more
With the announcement of changes by the Government of India to PPF withdrawal rules in 2025, the process is made even more efficient and user-friendly. The new rules will set eligibility guidelines, streamline documentation, and improve the digital interface, thus benefiting millions of account holders spanning all regions of India. PPF And Why It Matters … Read more
The year 2025 was a significant one for the EPFO and the Government of India because it involved a big reform in the Employees’ Pension Scheme (EPS)-95 excitedly awaited by more than 6 million pensioners. The most significant feature of these reforms is a change which promises retirement benefits to the minimum wage of ₹1,000 … Read more
The 8th Pay Commission will radically change the salaries of central government employees and pensions opined from January 1, 2026. The current Dearness Allowance (DA) is assumed to cross 70% mark by then and along with that the merger into basic pay will lead to the resetting of DA to zero but a new fitment … Read more
Your CIBIL score represents your financial habits, akin to a report card, and it demonstrates the banks how much you can be depended on to pay back the loans and to use the credit cards. The month of October 2025 saw the Reserve Bank of India (RBI) along with TransUnion CIBIL coming up with revolutionary … Read more
Festive celebrations in the Modi government have already begun for Diwali 2025, as they sanctioned a 3% increase in the Dearness Allowance (DA) and Dearness Relief (DR) for point 1 central government employees and pensioners. the total of 1.2 crore persons gets the benefit, as the raise in DA and DR rate from 55% to … Read more
The Indian government did a big reform to the Employees’ Provident Fund Organisation (EPFO) in 2025, with the aim to modernize the social security system. Pension Doubled to ₹15,000 The upward revision of the monthly pension under the Employees’ Pension Scheme (EPS) is one of the major revisions. The Maximum pension limit has been raised … Read more
In a monumental relief to millions of pensioners, the Indian Government has sanctioned a lavish rise in the least monthly pension that comes under the Employees’ Pension Scheme (EPS)-95. The new rule that will come into effect from April 2025 has raised the floor pension from ₹1,000 to ₹7,500 per month. This move, which was … Read more