The SBI Gold SIP 2025 plan is one of the safest and simplest methods to build wealth by investing in gold regularly. This scheme is managed by SBI Mutual Fund and it approves small amounts of monthly investments through Systematic Investment Plan (SIP). Besides that, it grants you the opportunity to invest in gold without buying and storing and, thus, through a SIP platform.
What Is SBI Gold SIP?
SBI Gold SIP is a monthly investing scheme where your money is directed to the SBI Gold Fund, which also invests in Gold ETFs or Sovereign Gold Bonds. This implies that you will be the price movement of gold without having to deal with its purity, storage, or even theft. This is suitable for investors looking to stash their investments for a long period and at the same time being able to spread their risks across different types of assets.
How Much Can You Invest?
You can begin investing by paying just ₹500 a month. There’s no locking of the money, and at any time you can pause or change your SIP. The fund’s expense ratio as of September 2025 is 0.35%, thus, making it affordable. The Net Asset Value (NAV) is ₹35.38 (as on October 24, 2025) and on average, the fund returns 9.35% per year since the beginning.
Benefits of SBI Gold SIP
- No need to purchase physical gold
- Investment in installments starting at ₹500 per month is very affordable
- SBI Mutual Fund manages it and expert supervision is involved
- Online monitoring and redemption are very simple
- A move to mitigate against inflation and currency risk is made
SBI Gold SIP 2025 Summary Table
| Feature | Details |
|---|---|
| Minimum SIP Amount | ₹500/month |
| Investment Type | Gold ETFs / Sovereign Gold Bonds |
| NAV (Oct 2025) | ₹35.38 |
| Average Annual Return | 9.35% |
| Expense Ratio | 0.35% |
| Lock-in Period | None |
| Fund Manager | SBI Mutual Fund |
Final Thoughts
Gold SIP 2025 plan is one of the best and most flexible ways to invest in gold and without any issues regarding storage. The low cost of entry and strong returns make it an attractive option for those who want to build wealth over time. Sign up for your SIP right away, and let your money grow alongside gold’s power.